Perhaps one of the most challenging things about buying a home is saving for the downpayment. Collecting such a large sum of money can be difficult. The truth is that most buyers actually think that they need more than they actually do to buy a home. The downpayment doesn’t need ...
Continue ReadingPhoto by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan ...
Continue ReadingPhoto by Dede via Pixabay Mortgage rates in 2019 are as low as they’re ever been. The downward trend caught a lot of people by surprise. In 2018, there were predictions that they’d be on the rise, possibly moving to 5 percent and higher. Instead, they’ve ducked comfortably under 4 percent. ...
Continue ReadingImage by Michael Schwarzenberger from Pixabay Maryland’s spite fence disputes are usually governed by the state’s nuisance laws. Zoning codes, local ordinances and homeowner’s association regulations could also govern spite fences. A spite fence is one built out of malice, usually between neighbors. Basic Fence Laws Because Maryland does not ...
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