Blog | Norma Halvorson

Bi-Weekly Mortgage: Could It Help You?

Photo by Designer491 via Shutterstock The term “bi-weekly” means every other week. If you get paid bi-weekly, you usually get your check every other Friday. When it comes to a mortgage, typical amortization plans (payments of principal and interest) use a 30-year/360-month calculation. But many lenders offer a bi-weekly plan too. In ...

Where Are Mortgage Rates Headed?

Photo by Dede via Pixabay Mortgage rates in 2019 are as low as they’re ever been. The downward trend caught a lot of people by surprise. In 2018, there were predictions that they’d be on the rise, possibly moving to 5 percent and higher. Instead, they’ve ducked comfortably under 4 percent. Will ...

What are Spite Fences and Tree Fence Laws?

Image by Michael Schwarzenberger from Pixabay Maryland’s spite fence disputes are usually governed by the state’s nuisance laws. Zoning codes, local ordinances and homeowner’s association regulations could also govern spite fences. A spite fence is one built out of malice, usually between neighbors. Basic Fence Laws Because Maryland does not have specific fence ...

Prepare Your Home for Seasonal Storms

Image by sandid from Pixabay Our homes are special from the first time we enter. That's why we spend our precious time and money caring for our dwellings when bad weather threatens damage. Spring Windstorms For homeowners, windstorms are often unassuming. We all know to watch for snow or rain, but high winds can cause significant ...